Can I Buy A Home With No Money Out of Pocket?

Can I Buy A Home With No Money Out of Pocket?

 With the right agent and lender, anything is possible!  Check out some information below that we have compiled to help you keep the most amount of money in your pocket. 

VA Loans

If you or your significant other served in the military you may qualify to use your VA benefit and receive a 0% down loan. Visit the VA website to see if you qualify! 

Eligibility requirements for VA home loan programs | Veterans Affairs

Learn about VA home loan eligibility requirements for a VA direct or VA-backed loan. Find ...

READ MORE

Down Payment Assistance

 Texas has a program to provide down payment assistance to two different categories of home buyers. They offer the Homes for Texas Heroes program includes Texas educators, police officers, firefighters, EMS, Veterans or active military, correction officers, or nursing faculty. The second program is the Home Sweet Texas program and covers everyone else who does not qualify for the above program. Individuals must also meet income and credit criteria to qualify. Check out their eligibility quiz below to see if you qualify!

Negotiations

Having an experienced agent on your side makes all the difference when it comes to buying a home. Your agent can negotiate the contract in a way that will enable you to receive assistance from the seller and bring your out-of-pocket costs down exponentially. We have had buyers in the past even receive money back at the closing table, or only need $1,000 total to close. 

Lending

Having an experienced loan officer on your side is the final piece of the puzzle to complete your little to no out-of-pocket journey. Loan officers can provide lender credits, roll costs into the loan, and help you with assistance programs. Contact our lender today to learn about your options:

Ready to make a move?

Contact us! 

817-988-8664

[email protected]